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Specialist Expat Health Insurance Solutions 

Protect Your Family worldwide

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expat health insurance

Expat health insurance is a must when you’re living overseas.

You have no idea when you’re  going to be sick or have an accident. If you’re an expat then that treatment or hospitalisation will come with a bill. And those bills can be big, something serious could set you back hundreds of thousands

 

So how do you pay for that?

 

Well that’s where health insurance comes in…

 

We say that the only option for you is Expat Health Insurance. International coverage that gives you treatment options when you need them.

 

It also gives you the option to get treatment where you need it. Whether that's closer to a support network or in another country that gives you better treatment options, expat health insurance gives you that choice.

Expat Health Insurance Is Your Only Real Option!

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Expat Health Insurance Isn't One Size Fits All

When it comes to expat health insurance, what’s right for you isn’t always what’s right for someone else. Factors such as age, location, dependents, and benefits package influence choices.

That’s because providers will decide on which market sector they want to focus on…

The best solution for a couple with children won’t be the same as someone retiring abroad. Also, the insurance companies’ definitions can vary, which can influence the treatment that you'd get on a plan.

Sometimes providers will group some benefits with others. This could mean that if you want to include dental, for example, you’ll end up paying for maternity as well. That policy may work for some people, though it’s not going to suit others.

 

Having someone who understands these differences is important…

That is, if you’re going to get the best cover for you!

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If You're an expat and you rely on the health insurance provided by your employer. 

Can you answer these questions?

Who does that policy cover?

Where does it provide cover?

Do you have outpatient cover or is it inpatient only?

If you're thinking about starting or growing your family.

Does it cover maternity expenses?

If can't answer them, then how do you know your health insurance is up to the job?

Don't leave your family's wellbeing to chance...

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The Way Your Policy Is Set Up Makes A Difference

Setting up a health insurance policy is easy, right?

Well, maybe not as simple as you think. If you get it wrong then you may find that you're paying medical bills out of your own pocket.

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Ever Heard This Before?

Have you ever heard or read this…

 

“XYZ are a bunch of crooks! Terrible health insurance took my money and then refused to pay my claim”

 

We see it all of the time, and you know what some health insurers are better than others.

 

The thing is though, in almost every single one of these cases…

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The Problem Is...

These people have either got the wrong policy or it wasn’t set up properly in the first place.

 

You’ve read that last paragraph and you’re thinking  “What are you talking about, how can it be set up wrong?

 

Well there’s more than one way to set up a health insurance policy

 

Most people want to set their policy up quickly no questions asked.

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Remember Why You're Doing It

That’s fine until you make a claim!

 

The object  how fast you set up your policy.It’s what’s going to happen when you make a claim

 

We know how to set up a health insurance policy so you know if it’s going to pay out or not

 

And guess what? Whether you go direct to the insurer or you come through us…

 

You’re going to pay the same!

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So, Here's Why Expat Health Insurance Is Your Only Option If You're An Expat!

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What Is Expat Health Insurance?

We’ve already touched on some of these already though we want to summarise…

 

What’s important for you to know!

 

The first thing you should ask yourself is “do I have health insurance?”

 

Next thing is, what does it cover?

 

After that you want to know, Who does it cover?

 

Then we’ll move onto where does it provide you with cover? If you travel outside of your current country of residence would it pay your claim?

 

Now we want to know whether there are any potential policy exclusions…

 

Which means a claim could get declined.

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The Problem Is...

These people have either got the wrong policy or it wasn’t set up properly in the first place.

 

You’ve read that last paragraph and you’re thinking  “What are you talking about, how can it be set up wrong?

 

Well there’s more than one way to set up a health insurance policy

 

Most people want to set their policy up quickly no questions asked.

What We Add...

We work with international insurance providers so that we can find the best policy that fits with your personal circumstances.   

Everything financial product that we use must adhere to three core values. These are Flexibility, Transparency & Portability.

This means that whatever we recommend will adjust to changes in your circumstances. You'll know the exact cost for the cover that's being provided with no nasty surprises. If you move to another country then the cover goes with you meaning there's no risk of you being uninsured. 

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Remember Why You're Doing It

These people have either got the wrong policy or it wasn’t set up properly in the first place.

 

You’ve read that last paragraph and you’re thinking  “What are you talking about, how can it be set up wrong?

 

Well there’s more than one way to set up a health insurance policy

 

Most people want to set their policy up quickly no questions asked.

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